Credit Specialist

Company: Rudd Equipment Company
Location: Louisville
Posted on: January 27, 2023

Job Description:

Summary We are seeking a dependable and experienced Credit Specialist to be responsible for overseeing credit functions. Individual will perform a variety of tasks while leading and directing the work of others. Our ideal candidate fosters a cooperative and harmonious working climate conducive to maximum employee morale and productivity, and consistently and constructively projects the quality philosophy and vision of the company. QualificationsTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Essential Duties and ResponsibilitiesEstablishes credit limits for open credit accounts (bank reference, trades, D&B or comparable credit report and credit bureau).Release or hold equipment being delivered for demo, rental, stock transfer and purchase.Perform lien searches on all trade-in units and Used Equipment acquisitions according to company policy.Approve service work orders on account.Provide payoffs on all rental conversions.Monitor progress on credit approvals for equipment sales, rentals and parts and service and update appropriate manager.Review rental contracts for compliance with approval and insurance.Review rental reports and follow up on collection issues.Make collection call to customers.File UCC and follow for lien perfection.Identify potential policy adjustments, get the right personnel involved and help facilitate settlement of disputesRegularly review the trial balance for misapplied money or credits that need to offset open balances and submit adjustmentsMonitors daily lock box activity Identify customers that need to be moved to collection agency. Decision to assign accounts to a collection agency is made by the Manager of Credit & InsuranceVisit customers that are considered serious credit risks (determined by dollar or aging) to gather detailed information and establish the seriousness of situationReview monthly statements before mailingAssist customers with daily requests (missed invoices, statements, tax adjustments with proper exemptions provided)Analyze customers when changes are experienced or learnedAssist with credit card match-up when needed (deposits vs. branch account information)Maintain bankruptcy file and gather necessary data and documentation as neededPerform related duties as needed Must work well within a team environment as well as independently. Knowledge and experience in credit and collections is essential. Some travel is required. Individual must be able to prioritize and organize work in a fast-paced environment. Education and/or ExperienceBachelor''s degree in accounting, finance, business administration or related field desired. H.S. diploma will be considered with five (5) years or more experience in a similar position. Communication SkillsAbility to communicate effectively while working in a multi-tasking environment. Primary communication is via telephone with some personal puter SkillsKnowledgeable of MS Office Suite, Excel, and Word required, knowledge of Lawson Operating Systems is preferred. Physical DemandsWhile performing the duties of this position, the employee will be required to utilize the computer screen and keyboard, telephone, and will need to bend and reach to file. Work EnvironmentGeneral office environment. Position Type and Expected Hours of WorkThis is position is classified as full-time.Normal Days of work are Monday through Friday. Other DutiesThis job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the personnel for this job. Duties, responsibilities, and activities may change at any time.EEO/AAP StatementRudd Equipment Company, Inc. is an Equal Opportunity/Affirmative Action employer. It is our policy not to discriminate against any Incumbent or Applicant. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, or status as a qualified individual with a disability or Vietnam era or other protected veteran. To achieve our goal of equal opportunity, we maintain an Affirmative Action Program through which we take good faith efforts to recruit, hire, and advance in the employment of qualified minorities, women, persons with disabilities, Vietnam-era veterans, and other protected veterans. PI189564384

Keywords: Rudd Equipment Company, Louisville , Credit Specialist, Other , Louisville, Kentucky