SR. CREDIT REVIEW OFFICER or CREDIT REVIEW SPECIALIST

Company: Stock Yards Bank and Trust
Location: Louisville
Posted on: May 28, 2023

Job Description:

As a Sr. Credit Review Officer or Credit Review Specialist, your day will be filled with opportunities to provide an independent review of the loan portfolios with the overall objective of evaluating the quality of loans and identifying loan policy and procedural weaknesses and deviations. Experience in loan review, credit analysis, and accounting is important while Stock Yards Bank will provide a professional environment to continually improve the candidate's skills and to further his/her career goals for advancement to higher levels within the banking profession.ResponsibilitiesDaily responsibilities include, but are not limited to, the following:Provide an independent review of the loan portfolios with the overall objective of evaluating the quality of loans and identifying loan policy and procedural weaknesses and deviationAnalyze borrower's financial statements in order to recommend and implement any necessary changes regarding credit risk gradesReview credit policy and credit underwriting guidelines to make recommendations as neededEvaluate policies and processes to ensure the proper controls are in placeProvide assistance in special projects concerning credit issues as assignedAlert lenders and loan management of loans that have a high potential to become problems or lossesAssist in the calculation and reporting of the allowance for credit lossesAssist in the preparation and maintenance of a watch list and related reports each quarter or as necessary for management, external auditors, and regulatory agenciesJob RequirementsThe successful candidate will have the following qualifications:College Degree with accounting emphasis or business focus preferredExperience in loan review, credit analysis, and/or accountingComputer proficientStrong Microsoft Excel and Word skillsStrong analytical and organizational skillsBenefits401(k) with a company match of up to 6%ESOP employer matchMedical insuranceDental insuranceVision insuranceCancer / Disease insuranceAccident insuranceFlexible Spending AccountsHealth Savings AccountsHumana Go365 Wellness & Rewards ProgramBank paid Life / AD& D insuranceVoluntary Life / AD&D insuranceBank paid Short-Term and Long-Term Disability insuranceEmployee Stock Purchase PlanEmployee Assistance ProgramPhysical RequirementsThe physical demands described here are representative of those that must be met by an employee in order to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.This position requires sitting the majority of the time with some walking and standing. All work occurs indoors and within regular working hours. The noise level in the work environment is usually moderate.Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Keywords: Stock Yards Bank and Trust, Louisville , SR. CREDIT REVIEW OFFICER or CREDIT REVIEW SPECIALIST, Other , Louisville, Kentucky